Person comparing moving quotes on paperwork at a kitchen table
Moving Tips· 7 min read

How to Get an Accurate Moving Quote in 2026

The fastest way to overpay for a move is to accept a number over the phone without a proper inventory. The fastest way to be blindsided on move day is to accept a price that sounds too good. This guide explains how moving quotes are built, the three estimate types you'll see in writing, and the specific signals that separate a real price from a bait-and-switch.

Table of contents
  1. The three estimate types you'll see in 2026
  2. What actually drives the number
  3. How to get three comparable quotes
  4. Red flags in a moving quote
  5. What a professional quote actually looks like
  6. DIY vs. full-service: how quotes compare

The three estimate types you'll see in 2026

What each estimate type guarantees (and doesn't)
Estimate typeWhat you payBest for
Non-bindingBased on actual weight at pickup. Can go up or down.Shippers with a clean, stable inventory and flexibility
BindingLocked at the estimate — neither party can change the priceBudgeters who want a fixed number
Binding-not-to-exceed (guaranteed)Caps the price but lowers it if actual weight is lessMost households — best of both

What actually drives the number

  • Inventory weight — for interstate moves, pricing is based on dry weight of the shipment in pounds
  • Mileage — tariff mileage between ZIP codes, not Google Maps miles
  • Access at both ends — stairs, elevator reservations, long carry, parking
  • Packing service level — full pack, partial pack (fragile only), or self-pack
  • Disassembly / reassembly — beds, large dining sets, modular furniture
  • Season and week — peak summer and month-end weekends cost more
  • Storage-in-transit — warehouse days between pickup and delivery

How to get three comparable quotes

  1. Prepare one written inventory list (rooms, large items, box count estimate) and send the same list to every mover.
  2. Request an on-site or video survey — never accept a binding price without one for any move over 500 lbs.
  3. Insist on a line-item estimate that separates transport, packing, fuel, valuation, and accessorials.
  4. Check that USDOT / MC numbers match the company doing the survey (avoid brokers unless disclosed).
  5. Read the bill of lading language — especially the delivery spread and the process for handling overage weight.

Red flags in a moving quote

What a professional quote actually looks like

You should receive a written document that includes the carrier's legal name, USDOT and MC numbers, the survey weight or cubic footage, a line-item rate (transportation, packing, valuation, fuel surcharge, accessorials), the delivery spread, the cancellation policy, and a valuation option signed by you. If any of that is missing, the number on the page is a marketing figure — not a quote.

DIY vs. full-service: how quotes compare

Rough 2026 cost comparison for a 3-bedroom move going 1,000 miles
ApproachTypical costTime you spendRisk
DIY truck rental$1,800 – $3,20030–40 hoursYou carry everything, including liability
Portable container (PODS-style)$2,400 – $4,20020–30 hoursYou pack + load, they drive
Full-service move$5,800 – $9,6006–10 hoursMover carries damage + injury liability

Frequently asked questions

Do I have to be home for the in-home survey?

Someone over 18 should be home, but most surveys today are done by video call in 20–30 minutes. You walk the estimator through each room and closet on your phone.

Is the lowest quote always a red flag?

Not always — but if it's more than 20% below the other two written estimates, treat it as a bid error or a setup for upsells at pickup. Ask for written justification of the delta before signing.

How long is a moving quote valid?

Interstate estimates are typically valid for 30 days, though many carriers will honor a quote up to 60 days if the dates and inventory do not change. Rates on a non-binding estimate can drift with fuel surcharges.

Can my quote go up on move day?

On a binding-not-to-exceed estimate, it can only go down. On a non-binding estimate, it can rise if the actual weight is higher than estimated. A binding estimate locks the price unless you add services on the spot.

How much deposit is normal?

For most U.S. movers, 0–20% is standard. Carriers that demand 30%+ up front or full payment before delivery are outside the industry norm — be cautious.

What's a fuel surcharge?

A tariff-based percentage that adjusts with diesel prices. It should be stated as a percentage of line-haul charges and disclosed up front, not added as a surprise on the delivery invoice.

Sources & further reading

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